Solid. Hanseatic.
Flexvelop.

The FinTech company from Hamburg.

Our company

Hanseatic innovation

Traditional financing models such as leasing, installment plan or bank loans were developed for large investments in machinery, vehicle fleets or real estate - not for the daily need for modern business equipment in dynamic times.

But today, companies need solutions that adapt to their needs - not the other way around.

That's why we have rethought the financing of business equipment.

Since 2018, Flexvelop has been combining Hanseatic merchant tradition with state-of-the-art technology and visionary entrepreneurship. Thanks to the coordinated interplay of optimal contract terms and fully automated processes, Flexen is by far the fastest, most cost-efficient and flexible financing solution for business equipment - simple, transparent and without long-term obligations.
In our own words:

"At Flexvelop, we enable companies to invest in modern equipment without tying up capital - quickly, flexibly and efficiently. Our solutions combine Hanseatic reliability with technological innovation and set new standards for the financing of business equipment - 'made in Hamburg'."

Dr. Hans-Christian Stockfisch,
Managing Partner

Company headquarters

Flexing under thatch

Flexvelop is located in Hamburg in the listed Halbmondhaus on Elbchaussee. Originally built in 1796 as a stable building, the building was extensively renovated in 2021 and has been restored to its original splendor.

It is something very special for our team to be able to work and welcome guests in this prestigious building.
Come in!

Remines Crescent Hamburg OtmarschenRemines Crescent Hamburg Otmarschen

Our way

From the idea to the new financing class

2017 - The idea
‍Gastronomers
criticize rigid leasing and credit solutions - the desire for financing "that adapts" becomes loud and the idea of Flexvelop is born.

Team: 1
Contracts: 0
Refinancing volume: 0

2017

2018 - Validation & foundation
‍Founding
Flexvelop with the vision of rethinking usage-oriented rental financing - digital, flexible and terminable. Initial market discussions confirm the problem. The first software sketches are created.

Team: 3
Contracts: 0
Refinancing volume: 0

2018

2019 – Vom Konzept zum Kunden
Die erste Plattformversion geht live. Unternehmen aus der Gastronomie und Startups entdecken „Flexen“ als neue Art der Gerätefinanzierung.

Team: 4
Verträge: < 10
Refinanzierungsvolumen: 10.000 EUR

2019

2020 - Proof of concept
The platform works reliably, the customer benefits are tangible - even beyond the hospitality industry. Demand from other sectors is picking up.

Team: 4
Contracts: > 50
Refinancing volume: EUR 100,000

2020

2021 - First financing & growth base
Around EUR 1 million from business angels flows into Flexvelop.
Scaling begins - first structures for sales and operations are created.

Team: 5
Contracts: > 100
Refinancing volume: EUR 300,000

2021

2022 - Product-Market-Fit & organic growth
Existing customers regularly flex new devices. Dealers actively recommend Flexvelop to others. Repurchases, recommendations and operational maturity are proof of market fit.

Team: 6
Contracts: > 500
Refinancing volume: EUR 1,000,000

2022

2023 - Trust through seed financing
City of Hamburg, a venture capital fund and a multi-family office jointly invest around EUR 3 million. Flexvelop gains institutional trust - for the next leap in growth.

Team: 12
Contracts: > 1,000
Refinancing volume: EUR 10,000,000

2023

2024 - Professionalization & scalability
New strategic refinancing partners ensure scalable asset financing. Partnerships with leading manufacturers and dealers deepen market access.

Team: 17
Contracts: > 3,000
Refinancing volume: > EUR 40,000,000

2024

2025 - Flexen becomes brand & platform
Every day, manufacturers, dealers and companies consolidate Flexvelop's role as an innovation leader in small-asset financing with new partnerships and fresh Flex contracts.

Team: 20
Contracts: new business daily
Refinancing volume: uncapped

2025

Your contact persons

Personally there for you

The team behind Flexvelop consists of experienced financial experts, creative minds, a helpful sales team and talented programmers. This is where pioneering spirit, risk awareness and Hanseatic virtues come together.

Together, we have created an innovative financing solution that is optimally tailored to the needs of modern companies.

When selecting new team members, we apply the principle of "character before qualifications". Although qualifications and awards are often available, they are not important.

What counts for us is the result, the enjoyment of the work and the responsible reliability of each individual.

Flexvelop Team Member Hans-Christian Stockfisch
LinkedIn Icon Grey Flexvelop

Dr. Hans-Christian Stockfisch, MBA

CEO | Founder

Flexvelop Team Member Ephraim RobbeLinkedIn Icon Grey Flexvelop
Dr. Ephraim
Robbe, CFA

CFO | Founder

LinkedIn Icon Grey Flexvelop
Dr. Hans-Christian Stockfisch, MBA

CEO | Founder

Flexvelop Team Member Ephraim RobbeLinkedIn Icon Grey Flexvelop
Dr. Ephraim
Robbe, CFA

CFO | Founder

LinkedIn Icon Grey Flexvelop
Marvin
Nelle, MBA

CRO | Co-Founder

LinkedIn Icon Grey Flexvelop
Timo
Küsel

CDO | Co-Founder

Inga Stave Flexvelop MemberLinkedIn Icon Grey Flexvelop
Inga
Stave

Growth Manager

Moritz Marquaß Flexvelop TeamLinkedIn Icon Grey Flexvelop
Moritz
Marquaß

Back office

Ralf Gemlin Flexvelop TeamLinkedIn Icon Grey Flexvelop
Ralf
Gmelin, MBA

CGO

Hasan Özdemir Flexvelop TeamLinkedIn Icon Grey Flexvelop
Hasan
Özdemir

Growth Manager

Flexvelop Team Member Lucien Sperl
Lucien
Sperl

CTO

Sebastian Deutsch CTO Flexvelop
Sebastian
German

IT sparring

Alexander Dorn Flexvelop Member
Alexander
Thorn

Senior Developer

In the shallows of the code, Alex takes care of the automation of any process.

Flexvelop Team Member Bianca MaackLinkedIn Icon Grey Flexvelop
Bianca
Maack

Support & Growth Manager

Vera Kaldenbach Flexvelop Team Member
Vera
Kaldenbach

Senior Developer

Ursula Chang Flexvelop Team Member
Ursula
Chang

Senior Developer

LinkedIn Icon Grey Flexvelop
Stina
Wacek

Operations & Logistics

LinkedIn Icon Grey Flexvelop
Nina
Möller

Design & Marketing

Jenny
Burkert

Finance

Sebastian
German

IT sparring

Jenny
Burkert

Finance

Working students

Create added value

Distribution

LinkedIn Icon Grey Flexvelop
Marvin
Nelle, MBA

CRO | Co-Founder

Inga Stave Flexvelop MemberLinkedIn Icon Grey Flexvelop
Inga
Stave

Growth Manager

Ralf Gemlin Flexvelop TeamLinkedIn Icon Grey Flexvelop
Ralf
Gmelin, MBA

CGO

Hasan Özdemir Flexvelop TeamLinkedIn Icon Grey Flexvelop
Hasan
Özdemir

Growth Manager

Support & Backoffice

Flexvelop Team Member Bianca MaackLinkedIn Icon Grey Flexvelop
Bianca
Maack

Support & Growth Manager

LinkedIn Icon Grey Flexvelop
Stina
Wacek

Operations & Logistics Manager

Design & Development

LinkedIn Icon Grey Flexvelop
Timo
Küsel

CDO | Co-Founder

Flexvelop Team Member Lucien Sperl
Lucien
Sperl

CTO

Engagement

We take responsibility

Together-
work

Flexvelop is involved as a member and sponsor in various organizations to promote a free, social and sustainable economy in which Hanseatic business virtues are upheld.

NBB underside of FlexvelopExpert bottom of FlexvelopWMF Partner Online ShopJura Partnership bottomLaCimbali Partnership bottomLaCimbali Partnership bottom