About us

Our company

Hanseatic innovation

Why Flex?

Traditional financing models originated in the world of large-scale investments—production facilities, vehicle fleets, and entire equipment fleets. They continue to work well for this purpose today.

But the day-to-day reality for many companies looks different: Purchasing a new ultrasound machine for a doctor’s office needs to be simple; replacing a coffee machine that just broke down needs to happen quickly; and the number of new laptops for a project needs to remain flexible. That’s exactly why we developed “Flexen.”

What is flexing?

Since 2018, we’ve been developing a rental financing solution that adapts to your needs at every step—not to the terms of a loan agreement.
With Flexen, there’s always one contract per device. One transparent payment. Signed digitally in real time. Buy flexibly—whenever it works for you.

The return option is always included—as an extra safeguard in case needs change. This is especially valuable in dynamic times—even when our customers often plan to purchase the equipment outright.

What sets Flexvelop apart?

In addition to speed and ease, Flexvelop stands out in the market particularly because of our approach: We actively share in the business risk with our customers. We bear the return risk and also support startups with no track record in procuring equipment.
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That’s why thousands of companies already trust us to help them acquire their business equipment—with well over 10,000 devices procured through Flexvelop to date.

This is how Flexvelop combines the Hanseatic merchant tradition with modern technology. Reliable. Transparent. On your side.

When you play a video, YouTube loads and data is transmitted to Google.

10.000+

Tools with a flex shaft

500+

Retail Partners

2018

founded in Hamburg

Our way

From idea to successful financing class

2017 - The idea
‍Gastronomerscriticize rigid leasing and credit solutions - the desire for financing "that adapts" becomes loud and the idea of Flexvelop is born.
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Team: 1
Contracts: 0
Refinancing volume: 0

2017

2018 - Validation & foundation
‍FoundingFlexvelop with the vision of rethinking usage-oriented rental financing - digital, flexible and terminable. Initial market discussions confirm the problem. The first software sketches are created.
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Team: 3
Contracts: 0
Refinancing volume: 0

2018

2019 – Vom Konzept zum Kunden
‍Die erste Plattformversion geht live. Unternehmen aus der Gastronomie und Startups entdecken „Flexen“ als neue Art der Gerätefinanzierung.

Team: 4
Verträge: < 10
Refinanzierungsvolumen: 10.000 EUR

2019

2020 - Proof of concept
The platform works reliably, the customer benefits are tangible - even beyond the hospitality industry. Demand from other sectors is picking up.

Team: 4
Contracts: > 50
Refinancing volume: EUR 100,000

2020

2021 - First financing & growth base
Around EUR 1 million from business angels flows into Flexvelop.
Scaling begins - first structures for sales and operations are created.

Team: 5
Contracts: > 100
Refinancing volume: EUR 300,000

2021

2022 - Product-Market-Fit & organic growth
Existing customers regularly flex new devices. Dealers actively recommend Flexvelop to others. Repurchases, recommendations and operational maturity are proof of market fit.

Team: 6
Contracts: > 500
Refinancing volume: EUR 1,000,000

2022

2023 - Trust through seed financing
City of Hamburg, a venture capital fund and a multi-family office jointly invest around EUR 3 million. Flexvelop gains institutional trust - for the next leap in growth.

Team: 12
Contracts: > 1,000
Refinancing volume: EUR 10,000,000

2023

2024 - Professionalization & scalability
New strategic refinancing partners ensure scalable asset financing. Partnerships with leading manufacturers and dealers deepen market access.

Team: 17
Contracts: > 3,000
Refinancing volume: > EUR 40,000,000

2024

2025 – Flexen becomes a brand & platform
Every day, manufacturers, dealers, and companies consolidate Flexvelop's role as an innovation leader in small asset financing with new partnerships and fresh Flex contracts.

Team: 20
Contracts: new business every day
Refinancing volume: scalable

2025

2026 – First international expansion
Expansion into Austria. Same model. Same demand. Additional market.

Team: 20
Markets: Germany, Austria

2026

Your contact persons

Personally there for you

The team behind Flexvelop consists of experienced financial experts, creative minds, a helpful sales team, and talented programmers. Here, pioneering spirit, risk awareness, and Hanseatic virtues come together.

Together with our partner dealers and corporate customers, we work as a team to create an innovative financing solution that continuously adapts to best suit your needs.

When selecting new team members, we always adhere to the strict principle that “character comes before qualifications.” While degrees and awards are often present, they do not carry much weight.

What matters to us are results and reliability. We delegate responsibility early on and grow together.