Solid. Hanseatic.
Flexvelop.

Since 2018, on the side of businesses—not banks.

Our company

Hanseatic innovation

Traditional leasing was developed for production facilities and vehicle fleets—not for laptops, coffee machines, or ultrasound devices in doctors' offices.

The problem: if you needed five laptops, you got a product that was made for 500. Rigid terms, collective agreements, hidden additional costs, non-transparent residual purchase prices.
The company's needs had to adapt to the solution – not the other way around.

We changed that.

Since 2018, we have been building a financing solution that adapts to the company: one contract per device. Transparent rates. Completed in minutes. Buy or return at any time.

Over 1,500 companies trust us with their device financing – with over 10,000 devices financed.

This is how Flexvelop combines Hanseatic business tradition with modern technology.
Solid. Transparent. On your side.
"We saw how self-employed people, founders, and small business owners repeatedly failed due to inflexible leasing terms—or couldn't get financing at all. Whether it was a doctor's office, restaurant, or agency, the product never really fit their dynamic needs."

"Flexen is our answer to this: a solution that adapts to the company, not the other way around."

Dr. Hans-Christian Stockfisch,
Managing Partner

Company headquarters

Our home

Our office is located in one of Hamburg's most beautiful buildings: the listed Halbmondhaus on Elbchaussee. Originally built in 1796 as a stable, the building underwent extensive renovation in 2021 and has been restored to its former glory.

It is something very special for our team to be able to work in this prestigious building and welcome guests.
Come on in!

Remines Crescent Hamburg OtmarschenRemines Crescent Hamburg Otmarschen

Our way

From idea to successful financing class

2017 - The idea
‍Gastronomers
criticize rigid leasing and credit solutions - the desire for financing "that adapts" becomes loud and the idea of Flexvelop is born.

Team: 1
Contracts: 0
Refinancing volume: 0

2017

2018 - Validation & foundation
‍Founding
Flexvelop with the vision of rethinking usage-oriented rental financing - digital, flexible and terminable. Initial market discussions confirm the problem. The first software sketches are created.

Team: 3
Contracts: 0
Refinancing volume: 0

2018

2019 – Vom Konzept zum Kunden
Die erste Plattformversion geht live. Unternehmen aus der Gastronomie und Startups entdecken „Flexen“ als neue Art der Gerätefinanzierung.

Team: 4
Verträge: < 10
Refinanzierungsvolumen: 10.000 EUR

2019

2020 - Proof of concept
The platform works reliably, the customer benefits are tangible - even beyond the hospitality industry. Demand from other sectors is picking up.

Team: 4
Contracts: > 50
Refinancing volume: EUR 100,000

2020

2021 - First financing & growth base
Around EUR 1 million from business angels flows into Flexvelop.
Scaling begins - first structures for sales and operations are created.

Team: 5
Contracts: > 100
Refinancing volume: EUR 300,000

2021

2022 - Product-Market-Fit & organic growth
Existing customers regularly flex new devices. Dealers actively recommend Flexvelop to others. Repurchases, recommendations and operational maturity are proof of market fit.

Team: 6
Contracts: > 500
Refinancing volume: EUR 1,000,000

2022

2023 - Trust through seed financing
City of Hamburg, a venture capital fund and a multi-family office jointly invest around EUR 3 million. Flexvelop gains institutional trust - for the next leap in growth.

Team: 12
Contracts: > 1,000
Refinancing volume: EUR 10,000,000

2023

2024 - Professionalization & scalability
New strategic refinancing partners ensure scalable asset financing. Partnerships with leading manufacturers and dealers deepen market access.

Team: 17
Contracts: > 3,000
Refinancing volume: > EUR 40,000,000

2024

2025 – Flexen becomes a brand & platform
Every day, manufacturers, dealers, and companies consolidate Flexvelop's role as an innovation leader in small asset financing with new partnerships and fresh Flex contracts.

Team: 20
Contracts: new business every day
Refinancing volume: scalable

2025

2026 – First international expansion
Expansion into Austria. Same model. Same demand. Additional market.

Team: 20
Markets: Germany, Austria

2026

Your contact persons

Personally there for you

The team behind Flexvelop consists of experienced financial experts, creative minds, a helpful sales team, and talented programmers. Here, pioneering spirit, risk awareness, and Hanseatic virtues come together.

Together with our partner dealers and corporate customers, we work as a team to create an innovative financing solution that continuously adapts to best suit your needs.

When selecting new team members, we always adhere to the strict principle of "character before qualifications." Although degrees and awards are often present, they are not taken into consideration.

For us, only the results and the responsible reliability of each individual count. This automatically results in enjoyment and growth at work.

Flexvelop Team Member Hans-Christian Stockfisch
LinkedIn Icon Grey Flexvelop

Dr. Hans-Christian Stockfisch, MBA

CEO | Founder

Flexvelop Team Member Ephraim RobbeLinkedIn Icon Grey Flexvelop
Dr. Ephraim
Robbe, CFA

CFO | Founder

LinkedIn Icon Grey Flexvelop
Dr. Hans-Christian Stockfisch, MBA

CEO | Founder

Flexvelop Team Member Ephraim RobbeLinkedIn Icon Grey Flexvelop
Dr. Ephraim
Robbe, CFA

CFO | Founder

LinkedIn Icon Grey Flexvelop
Marvin
Nelle, MBA

CRO | Co-Founder

LinkedIn Icon Grey Flexvelop
Timo
Küsel

CDO | Co-Founder

Inga Stave Flexvelop MemberLinkedIn Icon Grey Flexvelop
Inga
Stave

Growth Manager

Moritz Marquaß Flexvelop TeamLinkedIn Icon Grey Flexvelop
Moritz
Marquaß

Back office

Ralf Gemlin Flexvelop TeamLinkedIn Icon Grey Flexvelop
Ralf
Gmelin, MBA

CGO

Hasan Özdemir Flexvelop TeamLinkedIn Icon Grey Flexvelop
Hasan
Özdemir

Growth Manager

Flexvelop Team Member Lucien Sperl
Lucien
Sperl

CTO

Sebastian Deutsch CTO Flexvelop
Sebastian
German

IT sparring

Alexander Dorn Flexvelop Member
Alexander
Thorn

Senior Developer

In the shallows of the code, Alex takes care of the automation of any process.

Flexvelop Team Member Bianca MaackLinkedIn Icon Grey Flexvelop
Bianca
Maack

Support & Growth Manager

Vera Kaldenbach Flexvelop Team Member
Vera
Kaldenbach

Senior Developer

Ursula Chang Flexvelop Team Member
Ursula
Chang

Senior Developer

LinkedIn Icon Grey Flexvelop
Stina
Wacek

Operations & Logistics

LinkedIn Icon Grey Flexvelop
Nina
Möller

Design & Marketing

Jenny
Burkert

Finance

Sebastian
German

IT sparring

Jenny
Burkert

Finance

Working students

Create added value

Distribution

LinkedIn Icon Grey Flexvelop
Marvin
Nelle, MBA

CRO | Co-Founder

Inga Stave Flexvelop MemberLinkedIn Icon Grey Flexvelop
Inga
Stave

Growth Manager

Ralf Gemlin Flexvelop TeamLinkedIn Icon Grey Flexvelop
Ralf
Gmelin, MBA

CGO

Hasan Özdemir Flexvelop TeamLinkedIn Icon Grey Flexvelop
Hasan
Özdemir

Growth Manager

Support & Backoffice

Flexvelop Team Member Bianca MaackLinkedIn Icon Grey Flexvelop
Bianca
Maack

Support & Growth Manager

LinkedIn Icon Grey Flexvelop
Stina
Wacek

Product Manager

Design & Development

LinkedIn Icon Grey Flexvelop
Timo
Küsel

CDO | Co-Founder

Flexvelop Team Member Lucien Sperl
Lucien
Sperl

CTO

Engagement

We take responsibility

Together-
work

Flexvelop is involved as a member and sponsor in various organizations to promote a free, social, and sustainable economy. We promote Hanseatic merchant virtues in order to maintain the digital handshake in an increasingly automated and anonymous world.

NBB underside of FlexvelopExpert bottom of FlexvelopWMF Partner Online ShopJura Partnership bottomLaCimbali Partnership bottomLaCimbali Partnership bottom