Intelligent financing solution

Invest in new equipment with ease at
—without committing yourself

Flex today. Buy when it's worth it.

With Flexvelop, you can use modern technology right away, stay liquid, and decide freely at any time whether to buy or return it later.

Leasing 2.0

Start flexibly, decide economically.

Flexvelop makes investing in modern equipment simple, flexible and plannable. No high acquisition costs, tax-optimized cost efficiency and the freedom to decide what you really need at any time. This keeps your business liquid and adaptable at all times.

Comparison

All advantages in one solution

Flexible term
monthly running
Individual contract per item

Tax-
optimized
Visible purchase price
No hidden costs

Transparent costs

Insurance including
Device management

Business
Comfort
Tax advantages
off-balance sheet

CO2 certificate
Completion in seconds
in stores / online / anytime

Flexible term
Can be canceled monthly
with complete freedom

Tax-optimized
Full operating expense without impacting the balance sheet

Cost transparency
Calculable residual purchase price with no hidden costs

Business Comfort
100% digital contract conclusion including
free dashboard

Worry-free
No investment risk and
device insurance included

Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG

Rent

Green Check Icon SVG
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Leasing

Red Cross Icon SVG White Background
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Loan

Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Runtime

Flexible rental, purchase, return

Unlimited term – no pressure to decide.
Simply decide later whether to purchase or return.

FLEXVELOP Timeline Mobile FLEXVELOP Timeline Desktop Version

Full cost control

Cost-effective without small print

FLEX rent


FLEX rental was specially developed for financing business equipment and offers the most cost-transparent solution on the market.

Example value
1.000,00 €
Minimum term
24 months
FLEX24+ Rent
i
With Flexvelop, everything is included in one rent. No hidden costs.
Sustainable recycling through Eco-Invest on return.
29,17 €
Processing fees
0,00 €
Pre-rental
0,00 €
Insurance
inclusive
Total
29,17 €
/ month (net)
Example value
1.000,00 €
Minimum term
9 months
FLEX9+ Rent
i
With Flexvelop, everything is included in one rent. No hidden costs.
58,33 €
Processing fees
0,00 €
Pre-rental
0,00 €
Insurance
inclusive
Total
58,33 €
/ month (net)

Classic leasing rate


Leasing was once developed for financing large systems, where the various additional costs are less significant - but it can be disproportionately expensive for business equipment.
Example value
1.000,00 €
Fixed term
36 months
i
This is the stated monthly leasing rate used in offers. In the small print, however, there are various additional costs for the lessee.
Leasing rate
33,30 €
Processing
fees
i
Leasing companies charge an average fee of
‍67.50 per contract.
67,50 € / 36 = 1,88 €
Processing fees
+ 1,88 €
i
There is usually a clause in the small print that postpones the start of the official term to the first of the calendar month/quarter following the takeover. This period is also referred to as "pre-rental". Here, an additional 1/30 of the monthly rate is charged per day. This means that up to three additional leasing installments are added, which are neither displayed nor taken into account.
‍33.30 € * 3 / 36 months = 2.78 €
Pre-rental
+ 2,78 €
i
In the small print, lessors automatically charge an additional fee to insure the leased object against a "property risk". Alternatively, the customer must insure the device directly at their own expense. For this calculation example, we have assumed a very favorable insurance fee.
Insurance
+ 4,17 €
Total
42,13 €
/ month (net)

Calculate your FLEX rent and the residual purchase price
in our transparent calculator:

Calculator

References

Recommended for the future by leading manufacturers and retailers

More references ➜
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
Lenovo Group Limited
Technology company
"
Flexvelop's rental solution offers flexible coverage of the entire life cycle of our hardware and services, giving our customers maximum adaptability. At the same time, this solution promotes the reduction of the ecological footprint and supports the circular economy. It is part of our strategy to offer sustainable and innovative IT solutions that are both economical and environmentally friendly.
Dirk Hermann - Program Manager DACH for Lenovo Global Financial Services
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
notebooksbilliger.de AG
IT system house
"
We have been working very successfully with Flexvelop for several years now. The former start-up is now an established partner in our system house. The purely digital and fully automated processes have completely eliminated the previous manual effort and tedious paperwork. Our business customers can now complete their financing in just a few clicks - even over the phone at the same time. This has not only increased the efficiency of our internal processes, but also significantly improved customer satisfaction.
Stefan Bramenkamp - Sales Manager for Large Customers and System Houses
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
Coffema International GmbH
Dealer for commercial coffee machines
"
Flexibility is essential in today's business world, and Flexvelop offers exactly what our customers demand. The ability to set open-ended terms is in tune with the times. More and more business customers are asking for exactly this flexibility and thanks to Flexvelop we can offer them a tailor-made solution. This means that our customers can buy the coffee machines out of the lease or exchange them for another model at any time. This is in keeping with the times and fits in perfectly with our own service promise.
Michael Jacobi - Sales Manager
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
expert group
Consumer electronics stores
"
Flexvelop is an ideal fit for our point-of-sale sales in the various Expert stores. The solution is very easy for our sales staff to use on the sales floor and ensures a smooth customer experience. Our customers appreciate the speed and simplicity with which they can complete their financing directly on the sales floor. For us as a retailer, the sustainability aspect is also very valuable, as our customers have the opportunity to return the devices and thus initiate a resource-saving refurbishment. This is why we have enjoyed working with Flexvelop for years.
Gardy Kanzian - Head of Services
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
Espresso-Prego e.K.
Specialist for portafilter machines and fully automatic machines
"
As a specialist for high-quality portafilter machines and fully automatic coffee machines, expert customer advice is our top priority. This should always be the focus of our discussions with customers. Fast and smooth financing processes are therefore crucial for us. In Flexvelop, we have found a partner that offers exactly that. We were really impressed by the speed with which our customers can conclude the contract . Our customers can process the financing and arrange delivery within a few minutes. This makes financing a minor matter and has taken the customer experience to a new level.
Georg Philipp Schwarz - Founder and CEO
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
raumweltenheiss GmbH
Implementation of working environments
"
As a partner in the planning and implementation of modern and efficient working environments, we are rethinking working environments. Flexvelop's rental solution fits seamlessly into our multi-stage sales process and offers our customers an innovative and contemporary financing option. This flexible rental option allows us to respond quickly to customer needs, while customers benefit from a modern and affordable financing alternative.
Julika Rathelbeck - CEO

Personal support

We are here for you.
In person. At any time.

Despite all the automation, you will always have a real personal contact at Flexvelop. Please call us if you have any questions or need help: +49 (0) 40 285 30 117
Max Mustermann
17.02.2025 - 09:58
FLEX team
17.02.2025 - 10:15

Talk to your
preferred dealer about us!