Financing solution

Financing for your business is that simple

A flexible start and predictable growth? FLEX solutions are perfectly tailored to the needs of companies.

Runtime

Continuously flexible

After a short minimum rental period, rent, buy or return.

FLEXVELOP Timeline Mobile FLEXVELOP Timeline Desktop Version

Comparison

All the advantages in a FLEX rental

Flexible term
monthly running
Individual contract per item

Tax-
optimized
Visible purchase price
No hidden costs

Transparent costs

Insurance including
Device management

Business
Comfort
Tax advantages
off-balance sheet

CO2 certificate
Completion in seconds
in stores / online / anytime

Flexible
continuous open term
individually per device

Tax-optimized
off balance
100% operating expense

Transparent costs
calculable residual purchase price
free of additional costs

Business comfort
contract conclusion in seconds
management via dashboard

Worry-free
no investment risk
device insurance included

Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG

Rent

Green Check Icon SVG
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Leasing

Red Cross Icon SVG White Background
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Loan

Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Flexing is not the right solution for your company if:
1. the financing volume is over €150,000
2. a single device is over €100,000

Personal support

We are here for you.
At your side at all times.

Regardless of whether you're closing or have active devices - our personal support is always available for you in the support area of the dashboard and will be happy to help. And best of all: it's not a bot, but always a real person.
Max Mustermann
17.02.2025 - 09:58
FLEX support
17.02.2025 - 10:15

Cheaper than leasing?

Here you have it in black and white!

FLEX rent


The FLEX rental was specially developed for financing business equipment:
100% transparency and everything in one FLEX rental.

Example value
1.000,00 €
Minimum term
24 months
FLEX24+ Rent
i
With Flexvelop, everything is included in one rent. No hidden costs.
Sustainable recycling through Eco-Invest on return.
29,17 €
Processing fees
0,00 €
Pre-rental
0,00 €
Insurance
inclusive
Total
29,17 €
/ month (net)
Example value
1.000,00 €
Minimum term
9 months
FLEX9+ Rent
i
With Flexvelop, everything is included in one rent. No hidden costs.
58,33 €
Processing fees
0,00 €
Pre-rental
0,00 €
Insurance
inclusive
Total
58,33 €
/ month (net)

Leasing rate


Leasing was developed for financing large systems, where the various additional costs are less significant than for business equipment.
Example value
1.000,00 €
Minimum term
36 months
Leasing rate
i
This is the stated monthly leasing rate used in offers. In the small print, however, there are various additional costs for the lessee.
33,30 €
Processing
fees
Processing fees
i
Leasing companies charge an average fee of
‍67.50 per contract.
67,50 € / 36 = 1,88 €
+ 1,88 €
Pre-rental
i
There is usually a clause in the small print that postpones the start of the official term to the first of the calendar month/quarter following the takeover. This period is also referred to as "pre-rental". Here, an additional 1/30 of the monthly rate is charged per day. This means that up to three additional leasing installments are added, which are neither displayed nor taken into account.
‍33.30 € * 3 / 36 months = 2.78 €
+ 2,78 €
Insurance
i
In the small print, lessors automatically charge an additional fee to insure the leased object against a "property risk". Alternatively, the customer must insure the device directly at their own expense. For this calculation example, we have assumed a very favorable insurance fee.
+ 2,50 €
Total
40,46 €
/ month (net)

Everything online

Take out online, without any paperwork

Compare the conditions and decide on your favorite solution when you accept the FLEX offer.
Via your dashboard, you can clearly manage all FLEX contracts and later independently select the purchase or return option.
This way, your business works carefree and flexible with always the best equipment - without hidden costs.
Flexvelop Dashboard Preview Desktop