Equipment Financing for Businesses

Invest in new equipment with ease—flex instead of lease.

New equipment ready to use right away. Pay monthly. Choose what’s best for you.
Buy it later or return it: Every month you rent reduces the purchase price. Tax-deductible, with no fixed term.
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‍Leasing that adapts to your business—not the other way around.

4.5 on Google

Net Promoter Score: 96% recommendations

For Businesses, Self-Employed Individuals, and Entrepreneurs

We’ll finance your business equipment
starting at a device price of €300—directly through your dealer

Office IT
Laptops, smartphones or gadgets - with FLEX rental, you'll always be up to date with the latest technology.
Gastronomy
From mobile coffee bars to upscale hotel furnishings - we can help you realize your ideas.
Medical technology
Always offer your patients the latest medical technology - without high acquisition costs.
Robotics
Innovative solutions for pioneers and the technology of the future.
Craft
Modern machines and tools for craft businesses - without tying up capital.
Event
Professional equipment for unforgettable events - flexible and plannable.

Your advantages

Leasing flexibility and financing in one—
s for every piece of equipment in your business.

The best of leasing, rental and credit in one FLEX solution

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As cost-effective as leasing:

Maximum cost efficiency without tying up capital—work with a free balance sheet, secure your cash flow, and benefit from effective tax advantages.

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As flexible as renting:

Stay flexible at all times without committing yourself long-term—simply adjust your equipment as needed by purchasing or returning items.

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As transparent as loans:

Enjoy complete planning certainty with no hidden costs—with clear installments and fair terms, you can continue to grow with peace of mind.

Optimized for Your Strategy

Which FLEX plan is right for you?



Example value (net): €1,000.00

FLEX-Rent

Earliest return option

58,33 €

/ month (net)

Carefree flexibility – if you want maximum freedom:

Purchase inquiries accepted starting:

At any time

Returns accepted starting:

9th month

100 % tax deductible

Insurance

Dashboard management

70 % credit on purchase

FLEX-Finance

Best Value Option

35,00 €

/ month (net)

Cost-efficient takeover - if a favorable takeover is planned:

Purchase inquiries accepted starting:

At any time

Returns accepted starting:

14th month

100 % tax deductible

Insurance

Dashboard management

80 % credit on purchase

5 months' advance payment

TOP PICK

FLEX-Lease

Lowest rate

29,17 €

/ month (net)

Long-term planning - when the focus is on predictable, low rates:

Purchase inquiries accepted starting:

At any time

Returns accepted starting:

20th month

100 % tax deductible

Insurance

Dashboard management

50 % credit on purchase

4 monthly installments, paid in advance

Full transparency

How much does flexing cost?

The monthly rent covers everything— with no hidden costs in the fine print.
Using the device
The included device insurance
Digital administration
The opportunity to take over
The risk-free return option
Indirect financing

Enjoy complete freedom instead of being tied down by a fixed contract and hidden costs in the fine print. The included return option offers valuable peace of mind in these uncertain times—even if you’re planning to take over the business.

We’ll share the risk with you. For you.

To the FLEX calculator

100% Digital

Your New Device—Flexible Financing in Just 3 Steps

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Receive FLEX offer

Your retailer will send you the FLEX offer directly by email. Just open it and choose the plan you want.

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Conclude a contract digitally

Fill in the details, and you're done: The credit check happens in real time—your contract is finalized in 3 minutes.

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Flexibly take over, return, or continue renting

You can request to purchase the device at any time. The longer you rent it, the lower the purchase price.

After a short minimum rental period, you also have the option to return your device—no strings attached, simply at the touch of a button.

Step 1 of 4 Open the email

Inbox
F Flexvelop11:48 contract@flexvelop.com

Your financing offer for the iPad 2026 Pro 512 GB Wi-Fi Space Gray

Your personalized financing offer is ready.

Secure your devices now—without tying up capital.

1 ×iPad 2026 Pro 512 GB Wi-Fi Space Gray
  • Keep Liquidity Available for Growth
  • Balance-sheet-friendly & tax-efficient
  • Available for purchase at any time – full cost control

Completed digitally in under 5 minutes

Choose Your Solution

You can sign your contract directly online—in just 3 minutes.

FLEX Shopping Cart 1 × iPad 2026 Pro 512 GB 42.00 €/ month plus sales tax

Add data

Enter your company information here—in the demo, we'll fill it out for you briefly:

Company/trade nameSample GmbH
VAT ID No.DE 124 356 789
ContactMax Muster
IBAN (SEPA)DE89 •••• •••• 3000
Terms and Conditions & Privacy Policy Accepted
Credit check approved

The credit check does not finalize the offer—you will provide your final confirmation in the next step.

Creditworthiness is being checked …

The test takes only a few seconds.

✓ Your credit check came back positive.

Due upon completion

You can then conveniently verify your identity via the app (about 2 minutes)

Subject to successful identity verification

Contract Successfully Concluded

Thank you very much! You'll receive a confirmation email in a few minutes.

💵Firstmonthly payment due as soon as possible
📦Shipping& Pickup Directly Through the Retailer
📅The rental periodbegins only after delivery

Interactive example; no real data

Cost-Effective for Everyday Use

Always calculate transparently and predictably

Financing, usage, insurance—all included in a transparent monthly rental payment.

Each month of rental reduces the purchase price.

To the FLEX calculator

FLEX rent

Device price (net)
€
FLEX solution
(for all devices)
  • FLEX-Rent Early Return Option
  • FLEX-Finance Best Value Purchase Option Most Popular
  • FLEX Lease Lowest Monthly Payment
Monthly rent
plus VAT
29,17 €
FLEX Calculator

Sustainable references

Recommended by leading manufacturers—
—and retailers

More References →
Customer Logo Cloud Command
Lenovo Group Limited
Technology company
“Flexvelop’s rental solution offers flexible coverage across the entire lifecycle of our hardware and services, providing our customers with maximum flexibility. At the same time, this solution helps reduce our environmental footprint and supports the circular economy.”
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Unsplash Stock Photo Amy Hirschi
Dirk Hermann
‍Program Manager for Germany, Austria, and Switzerland (DACH) at Lenovo Global Financial Services
Customer Logo Cloud Command
notebooksbilliger AG
IT system house
“We’ve been working very successfully with Flexvelop for several years now. What was once a startup is now an established partner in our IT services company. The fully digital and automated processes have completely eliminated the manual effort and tedious paperwork we used to have.”
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Unsplash Stock Photo Amy Hirschi
Stefan Bramenkamp
‍Sales Manager for Major Accounts and System Integrators
Customer Logo Cloud Command
Coffema International GmbH
Dealer for commercial coffee machines
“Flexibility is essential in today’s business world, and Flexvelop offers exactly what our customers are looking for. The ability to set flexible terms is right on trend. More and more business customers are asking for exactly this kind of flexibility, and thanks to Flexvelop, we can offer them a tailor-made solution.”
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Unsplash Stock Photo Amy Hirschi
Michael Jacobi
‍
Sales Manager