Flexible
like rent

Tax-optimized
like leasing

Transparent
like loans

FLEXEN‍

The flexible & transparent
financing solution for fresh
business equipment

FLEXEN

Flex business equipment

Business
Equipment
flex

Flexible like renting
Tax-optimized like leasing
Cost-transparent like loans

Flexvelop Office Business Equipment Illustration mobileFlexvelop Office Business Equipment Illustration

Runtime

Continuously flexible

After a short minimum rental period, rent, buy or return.

FLEXVELOP Timeline Mobile FLEXVELOP Timeline Desktop Version

Costs

Calculate transparently

Use, insurance, service - the monthly FLEX rental covers everything.
No additional costs in the small print.

The longer the rental period, the lower the residual purchase price.
To the FLEX calculator

Cheaper than leasing?

Here you have it in black and white!

FLEX rent

The FLEX rental was specially developed for financing business equipment:
100% transparency and everything in one FLEX rental.
Example value
1.000,00 €
Minimum term
24 months
FLEX24+ Rent
i
With Flexvelop, everything is included in one rent. No hidden costs.
29,17 €
Processing fees
0,00 €
Pre-rental
0,00 €
Insurance
inclusive
Total
29,17 €
/ month (net)
Example value
1.000,00 €
Minimum term
9 months
FLEX9+ Rent
i
With Flexvelop, everything is included in one rent. No hidden costs.
58,33 €
Processing fees
0,00 €
Pre-rental
0,00 €
Insurance
inclusive
Total
58,33 €
/ month (net)

Leasing rate

Leasing was developed for financing large systems, where the various additional costs are less significant than with business equipment.
Example value
1.000,00 €
Minimum term
36 months
Leasing rate
i
This is the stated monthly leasing rate used in offers. In the small print, however, there are various additional costs for the lessee.
33,30 €
Processing
fees
Processing fees
i
Leasing companies charge an average fee of
‍67.50 per contract.
67,50 € / 36 = 1,88 €
+ 1,88 €
Pre-rental
i
There is usually a clause in the small print that postpones the start of the official term to the first of the calendar month/quarter following the takeover. This period is also referred to as "pre-rental". Here, an additional 1/30 of the monthly rate is charged per day. This means that up to three additional leasing installments are added, which are neither displayed nor taken into account.
‍33.30 € * 3 / 36 months = 2.78 €
+ 2,78 €
Insurance
i
In the small print, lessors automatically charge an additional fee to insure the leased object against a "property risk". Alternatively, the customer must insure the device directly at their own expense. For this calculation example, we have assumed a very favorable insurance fee.
+ 2,50 €
Total
40,46 €
/ month (net)

Advantages

Agile with the best equipment

Agile with the best equipment

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Immediately

Lightning closure paperless in seconds:
In the online store / in the store / by e-mail

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Carefree

Always work with a free balance sheet, tax-optimized and insured with the best new appliances.

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Flexible

Stay liquid and continuously flexible without acquisition costs.

Icon Finance Orange
As flexible as renting:

After a short minimum rental period, remain flexible on an ongoing monthly basis - equipped for the future without a fixed term or subscription trap.

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Tax-optimized like leasing:

Work with a free balance sheet and optimize liquidity, cash flow and tax savings at the same time - without additional effort.

Icon Calender Orange
Calculable like loans:

Maximum transparency in the crediting of FLEX installments already paid creates predictable growth - without surprises.

Comparison

All the advantages of a
FLEX rental

Flexible term
monthly running
Individual contract per item

Tax-
optimized
Visible purchase price
No hidden costs

Transparent costs

Insurance including
Device management

Business
Comfort
Tax advantages
off-balance sheet

CO2 certificate
Completion in seconds
in stores / online / anytime

Flexible
continuous open term
individually per device

Tax-optimized
off balance
100% operating expense

Transparent costs
calculable residual purchase price
free of additional costs

Business comfort
contract conclusion in seconds
management via dashboard

Worry-free
no investment risk
device insurance included

FLEXEN

Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG

Rent

Green Check Icon SVG
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Leasing

Red Cross Icon SVG White Background
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Loan

Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

FLEX technology

Perfectly tailored for
ten, a hundred or a thousand devices

FLEX solutions
Asset management
CO2 certificate

Solution

Which solution is best for
your business?

Flexible start or predictable growth?
The FLEX solutions are perfectly tailored to the needs of companies and can be individually assigned in the conclusion process.
Learn more
Flexvelop Management illustration Isometric

Asset management

One dashboard - everything at a glance

All flexed devices can be easily managed. Long-term rental and purchase invoices are automatically made available for download as a PDF.

With the note function, each device can also be individually assigned (e.g. employee / room / course / ...).

Device purchases and returns are made with a simple click.
Flexvelop Employe illustration Isometric

CO2 certificate

Flexing appliances, reducing CO2 emissions

A prolonged service life can be assumed for refurbished appliances. This is because returned appliances are sustainably processed and returned to the circular economy. Individual CO2 certificates can therefore be provided as proof for a large number of appliances.
Learn more
FLEXVELOP Illustration CO2 Sheet Billing

Growth partner

Work optimally.
Grow flexibly.

The FLEX benefits always apply to companies of all sizes.
Depending on the stage of growth, some benefits are particularly valuable.
Take a look at the strongest benefits for your business:
Flexvelop Company Size Illustration Construction Site S

Freelancers & Startups

Start up flexibly and be able to give 100% straight away. Work with the best equipment right from the start.

view →
Flexvelop Company Size Illustration Construction Site M

Small & medium-sized enterprises

Efficient & fast to new equipment.
Gain time for the essentials: Your business.

view →
Flexvelop Company Size Illustration Construction Site L

Large enterprises

All in one rate:
Finance, Service & Asset Management.
‍Theall-in-one solution.‍

view →

References

The recommended payment method for B2B

NBB underside of FlexvelopExpert bottom of FlexvelopLa Marzocco Partner of FlexvelopLenovo Logo RedJura Partnership bottomWMF Partner Online ShopLaCimbali Partnership bottomBravilor Bonamat logoSchufa partner credit assessment gates bottomRaumweltenheiss partner site logoValora logo partner pageFlextools partner page
...and many more.