Flexible
like rent

Tax-optimized
like leasing

Transparent
like loans

FLEXEN

The flexible & transparent
financing solution for fresh
business equipment

FLEXEN

Flex business equipment

Business
Equipment
flex

Flexible like renting
Tax-optimized like leasing
Cost-transparent like loans

Flexvelop Office Business Equipment Illustration mobileFlexvelop Office Business Equipment Illustration

Runtime

Continuously flexible

After a short minimum rental period, rent, buy or return.

FLEXVELOP Timeline Mobile FLEXVELOP Timeline Desktop Version

Costs

Calculate transparently


Use, insurance, service - the monthly FLEX rental covers everything.
No additional costs in the small print.

The longer the rental period, the lower the residual purchase price.
To the FLEX calculator

FLEX rent

Device price (net)
FLEX solution
(for all devices)
(for selected devices)
Monthly rent
plus VAT
58,33 €
FLEX Calculator

Cheaper than leasing?

Here you have it in black and white!

FLEX rent

The FLEX rental was specially developed for financing business equipment:
100% transparency and everything in one FLEX rental.
Example value
1.000,00 €
Minimum term
24 months
FLEX24+ Rent
i
With Flexvelop, everything is included in one rent. No hidden costs.
Sustainable recycling through Eco-Invest on return.
29,17 €
Processing fees
0,00 €
Pre-rental
0,00 €
Insurance
inclusive
Total
29,17 €
/ month (net)
Example value
1.000,00 €
Minimum term
9 months
FLEX9+ Rent
i
With Flexvelop, everything is included in one rent. No hidden costs.
58,33 €
Processing fees
0,00 €
Pre-rental
0,00 €
Insurance
inclusive
Total
58,33 €
/ month (net)

Leasing rate

Leasing was developed for financing large systems, where the various additional costs are less significant than with business equipment.
Example value
1.000,00 €
Minimum term
36 months
Leasing rate
i
This is the stated monthly leasing rate used in offers. In the small print, however, there are various additional costs for the lessee.
33,30 €
Processing
fees
Processing fees
i
Leasing companies charge an average fee of
‍67.50 per contract.
67,50 € / 36 = 1,88 €
+ 1,88 €
Pre-rental
i
There is usually a clause in the small print that postpones the start of the official term to the first of the calendar month/quarter following the takeover. This period is also referred to as "pre-rental". Here, an additional 1/30 of the monthly rate is charged per day. This means that up to three additional leasing installments are added, which are neither displayed nor taken into account.
‍33.30 € * 3 / 36 months = 2.78 €
+ 2,78 €
Insurance
i
In the small print, lessors automatically charge an additional fee to insure the leased object against a "property risk". Alternatively, the customer must insure the device directly at their own expense. For this calculation example, we have assumed a very favorable insurance fee.
+ 2,50 €
Total
40,46 €
/ month (net)

Advantages

Agile with the best equipment

Agile with the best equipment

Icon flash orange
Immediately

Lightning closure paperless in seconds:
In the online store / in the store / by e-mail

Icon Shield Orange
Carefree

Always work with a free balance sheet, tax-optimized and insured with the best new appliances.

Icon Flexible Orange
Flexible

Stay liquid and continuously flexible without acquisition costs.

Icon Finance Orange
As flexible as renting:

After a short minimum rental period, remain flexible on an ongoing monthly basis - equipped for the future without a fixed term or subscription trap.

Icon piggy bank orange
Tax-optimized like leasing:

Work with a free balance sheet and optimize liquidity, cash flow and tax savings at the same time - without additional effort.

Icon Calender Orange
Calculable like loans:

Maximum transparency in the crediting of FLEX installments already paid creates predictable growth - without surprises.

Comparison

All the advantages of a
FLEX rental

Flexible term
monthly running
Individual contract per item

Tax-
optimized
Visible purchase price
No hidden costs

Transparent costs

Insurance including
Device management

Business
Comfort
Tax advantages
off-balance sheet

CO2 certificate
Completion in seconds
in stores / online / anytime

Flexible
continuous open term
individually per device

Tax-optimized
off balance
100% operating expense

Transparent costs
calculable residual purchase price
free of additional costs

Business comfort
contract conclusion in seconds
management via dashboard

Worry-free
no investment risk
device insurance included

FLEXEN

Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG
Green Check Icon SVG

Rent

Green Check Icon SVG
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Leasing

Red Cross Icon SVG White Background
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Loan

Red Cross Icon SVG White Background
Red Cross Icon SVG White Background
Green Check Icon SVG
Red Cross Icon SVG White Background
Red Cross Icon SVG White Background

Experience

Manufacturers and retailers rely on Flexvelop

Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
Lenovo Group Limited
Technology company
"
Flexvelop's rental solution offers flexible coverage of the entire life cycle of our hardware and services, giving our customers maximum adaptability. At the same time, this solution promotes the reduction of the ecological footprint and supports the circular economy. It is part of our strategy to offer sustainable and innovative IT solutions that are both economical and environmentally friendly.
Dirk Hermann - Program Manager DACH for Lenovo Global Financial Services
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
notebooksbilliger.de AG
IT system house
"
We have been working very successfully with Flexvelop for several years now. The former start-up is now an established partner in our system house. The purely digital and fully automated processes have completely eliminated the previous manual effort and tedious paperwork. Our business customers can now complete their financing in just a few clicks - even over the phone at the same time. This has not only increased the efficiency of our internal processes, but also significantly improved customer satisfaction.
Stefan Bramenkamp - Sales Manager for Large Customers and System Houses
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
Coffema International GmbH
Dealer for commercial coffee machines
"
Flexibility is essential in today's business world, and Flexvelop offers exactly what our customers demand. The ability to set open-ended terms is in tune with the times. More and more business customers are asking for exactly this flexibility and thanks to Flexvelop we can offer them a tailor-made solution. This means that our customers can buy the coffee machines out of the lease or exchange them for another model at any time. This is in keeping with the times and fits in perfectly with our own service promise.
Michael Jacobi - Sales Manager
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
expert group
Consumer electronics stores
"
Flexvelop is an ideal fit for our point-of-sale sales in the various Expert stores. The solution is very easy for our sales staff to use on the sales floor and ensures a smooth customer experience. Our customers appreciate the speed and simplicity with which they can complete their financing directly on the sales floor. For us as a retailer, the sustainability aspect is also very valuable, as our customers have the opportunity to return the devices and thus initiate a resource-saving refurbishment. This is why we have enjoyed working with Flexvelop for years.
Gardy Kanzian - Head of Services
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
Espresso-Prego e.K.
Specialist for portafilter machines and fully automatic machines
"
As a specialist for high-quality portafilter machines and fully automatic coffee machines, expert customer advice is our top priority. This should always be the focus of our discussions with customers. Fast and smooth financing processes are therefore crucial for us. In Flexvelop, we have found a partner that offers exactly that. We were really impressed by the speed with which our customers can conclude the contract . Our customers can process the financing and arrange delivery within a few minutes. This makes financing a minor matter and has taken the customer experience to a new level.
Georg Philipp Schwarz - Founder and CEO
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
Automatenjungs GmbH
Online retailer for vending machines
"
The speed with which Flexvelop works impressed us right from the start. It is particularly valuable that even micro-businesses and start-ups are accepted and can complete their financing within a few minutes. For our customers, Flexen is a perfect fit for the operation of the vending machines we purchase from us. This is because the income from the vending machines covers the FLEX rent in a cash-flow-optimized manner and gives our customers the liquidity and flexibility to purchase or return the vending machines as soon as it makes the most economic sense for them.
Dennis Rister - Managing Partner
Unsplash Stock Photo Amy Hirschi
Customer Logo Cloud Command
raumweltenheiss GmbH
Implementation of working environments
"
As a partner in the planning and implementation of modern and efficient working environments, we are rethinking working environments. Flexvelop's rental solution fits seamlessly into our multi-stage sales process and offers our customers an innovative and contemporary financing option. This flexible rental option allows us to respond quickly to customer needs, while customers benefit from a modern and affordable financing alternative.
Julika Rathelbeck - CEO

References

The recommended payment method for B2B

NBB underside of FlexvelopExpert bottom of FlexvelopLa Marzocco Partner of FlexvelopLenovo Logo RedJura Partnership bottomWMF Partner Online ShopLaCimbali Partnership bottomBravilor Bonamat logoSchufa partner credit assessment gates bottomRaumweltenheiss partner site logoValora logo partner pageFlextools partner page
...and many more.